11/09/2024
Taking a look at a host of structured products that are on offer this month from some of the active providers in the sector, it is clear to see a broad range of different structures that investors can choose from based on their specific objectives and risk appetites.
Always refer to the investment literature for full terms and conditions. All returns subject to counterpart continued solvency.
Arcus Partners – UK 7Y Quarterly Conditional Income Plan (MS24)
A 7-year capital at risk income plan backed by Morgan Stanley offers quarterly income of 1.6% provided the FTSE 100 is above 80% of its start level. Early maturity of the plan will be triggered if the FTSE 100 is at or above the initial level at the end of year two, or each subsequent quarterly observation. Should no early maturity occur, capital will be returned if the index is no more than 35% lower at the end of the term, otherwise an equivalent loss will occur.
hop investing – 10Y Fixed Growth Recallable Deposit Plan
A maximum 10-year issuer callable deposit plan, from Société Générale, features the potential for the deposit taker to call the plan early on any of the plan’s annual observation dates from year two onwards. Should the issuer call the plan, a 6.85% interest payment will be paid for each year held. If no early call is made, investors will receive an interest payment of 53.5% at the end of ten years.
iDAD – Citi UK & Japan Protected Defensive Kick Out Plan
A 7-year capital protected plan backed by Citigroup features potential to mature on the fourth or subsequent anniversary where both the FTSE 100 and Nikkei 225 indices are at or above a pre-defined reference level (which reduces to 90%), returning 8.50% gain for each year held. If no early maturity occurs original capital will be returned in full.
Mariana – 10:10 Plan October 2024 – Option 2
A maximum 10-year capital at risk autocall from Citigroup features potential to mature on the second or subsequent anniversary where the FTSE CSDI is at or above the initial index level recorded at commencement. Investors will be rewarded 9.35% for each year the plan is in force should positive maturity be triggered. If no early maturity occurs after 10 years because the CSDI is below the initial level, capital will be returned in full, unless the index is 30% or lower whereby an equivalent loss will be recorded.
MB Structured Investments – UK 5Y Annual Step Down to 90 Kick Out Plan (Y2 65)
A maximum 5-year capital at risk autocall, backed by Barclays, features the potential to mature early on the second or subsequent anniversary where the FTSE 100 Index is at or above a pre-defined reference level, which is at 100% of the initial level on the second year, then dropping to 90% for the remaining three observations. 6.6% will be returned for each year the plan is held unless no positive maturity is triggered and at the end of the term the FTSE is no more than 35% lower when an equivalent loss will occur.
Walker Crips – Europe Annual Kick-out Plan (HS500)
A maximum 6-year autocall plan from HSBC features potential to mature on the first or subsequent anniversary provided the Euro Stoxx 50 Index is equal to or higher than the initial level recorded. 9.25% will be returned for each year the plan is held, if no positive maturity is triggered and at the end of the term the index is no more than 35% lower, invested capital will be retuned, otherwise an equivalent loss will occur.
The plans above demonstrate just some of the typical investments offered by the popular providers in the sector, many of which offer a spectrum of structured products catering to different risk profiles. To see the currently available plans they have on offer, please visit our current products page here.
Structured investments put capital at risk.
Also in this section
- Q3 2024 maturity results
- A share of spread bets on steroids?
- Product focus - September 2024
- Maturities of the month - August 2024
- Right on time
- Product focus - August 2024
- Keep calm and zoom out
- 2,000 and counting
- Q2 2024 maturity results
- 20 years of autocall maturities
- Product focus - June 2024
- Fixed income or interest?
- Maturities of the month - May 2024
- The barrier debate - revisited
- Product focus - April 2024
- Maturities of the month - April 2024
- Time to call
- I don't believe markets are ever too high for Structured products!
- Notes on counterparty exposure
- Return of Nikkei
- Q1 2024 issuance
- Q1 2024 maturity results
- Structured Products – AAAAAGH!
- Hop in CIBC
- Re-enter Santander
- How to build a financial fortune - revisited
- Issuance in 2023
- Where's the risk?
- Questionable offerings
- Challenging the case against structured products - 'Loss of dividends'
- Navigating the investment landscape
- Challenging the case against structured products - Counterparty risk
- 6-year autocalls approaching final destination
- 1,750 FTSE capital at risk autocall maturities
- The leopard that changed her spots
- Q3 2023
- Challenging the case against structured products - Keydata
- Dilemmas for UK IFA's and the unique role of Structured Products
- 'High charges'
- Precipice bonds
- Intro
- FTSE 100 Contingent Income
- Indexing the indices
- Something different
- Investing through volatility
- 100 10:10s
- The best or worst?
- The 10%/25% 'Rule' that never was
- Structured products and the yield curve
- Fixed income: Capital at risk?
- Prospects for UK inflation - and fun with A.I!
- The Barrier Debate
- More Deposits for now
- Last of the Americans
- What if?
- Time heals all wounds, we hope...
- How to diversify portfolios using structured products?
- The Proof Is In The Pudding...
- Debunking Structured Misconceptions
- 1,500 FTSE Capital-at-Risk Autocall Maturities
- Q3 2022 Maturity Results
- What do we prefer?
- Deposits vs Capital ‘Protected’
- There’s time yet…
- Where did you invest your clients?
- A Six-Month Reflection
- Return of the Rev Con
- Happy 2nd Birthday FTSE CSDI
- Q2 2022 Maturity Results
- The best and worst yet still the best
- Critique my Suitability - Mariana 10:10 Plan June 2022 (Option 2)
- 10/10 for 55 10:10’s
- Q1 2022 Maturity Results
- 'How to build a financial fortune': a follow up
- Critique my Suitability - Mariana 10:10 Plan April 2022 (Option 2)
- 2021 Capital-at-Risk Autocall Maturity Review
- An unwelcome return...
- CSDI's First Birthday
- Bon Anniversaire
- Introducing the FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index
- Q3 2021 Maturity Results
- Critique my Suitability - Mariana 10:10 Plan October 2021 (Option 2)
- Blurring the lines...
- Beware of false knowledge; it is more dangerous than ignorance
- Good news, bad news...
- Certainty is Certainly a Benefit
- Critique my Suitability - Mariana 10:10 Plan September 2021 (Option 2)
- A Twenty-Year Progression
- Q2 2021 Maturity Results
- Nine 8:8s Post Positive Returns in Falling Markets
- Critique my Suitability
- Q1 2021 Maturity Results
- Morgan Stanley’s Marvelous Maturity Medley
Current Products
We review the UK's retail structured investment sector, providing pertinent support for Professional Advisers and relevant research tools.
View all ⟶